With mortgage rates now rising above 7%—a level we haven’t seen since January 2025—it’s clear that both buyers and sellers are facing a new reality. Projections suggest these elevated rates will persist through 2026. Yet, activity in our local market remains steady, even as affordability becomes more challenging. In our combined 60 years in real estate here in the San Ramon Valley, we’ve navigated many market shifts and understand the importance of careful financial preparation. Exploring options like flexible loan products can make a real difference when the numbers get tight. Our experience on state and national Realtor boards gives us a broad perspective on how these trends impact your decisions. Whether buying or selling, thoughtful planning is more essential than ever.
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